Rethinking taking @americanexpress in the day job

Long backstory which boils down to this: Every time a customer tries to pay with AMEX, we have to deal with a broken/borked verification system. None of our other credit card companies have issues, just AMEX.

This time, they called up and questioned we were legitimate.


They really did.

I am going to start recording my calls with them, you know, for quality, and entertainment, purposes.

After 5 minutes of dealing with the rep who called us, I asked for her manager. Spoke to them for a few minutes, and while trying to restrain my anger at their broken processes causing us grief, wasted time and effort, I asked them, point blank, whether or not they did anything to verify that we are whom we say we are, independent of us, like … I dunno … googling our name and address? Contacting the town where we allege we are located? etc. ?

I must have hit a nerve.

A few minutes after this call, this referrer was in our web logs.

(truncated of course).


You … cant … make … this … stuff … up.

No one else has a problem paying us. They do.

I see a very simple solution to this. Really simple. I mean, it solves all my problems.

And in the mean time, if they use any more of my team’s time, I am going to send them a bill for the time/effort/resources that they wasted.

So since @americanexpress questioned whether or not were are legitimate (yes we are), let me turn the question around. Are they? Could I in good conscious allow my customers to use what might not be a legitimate business? Maybe I should demand documentation from them before I will take their cards. After all, they represent an increased risk to us that we will not be legitimately paid, by failing their financial middlemen responsibilities.

Lets see what happens, I suspect in this case, we will have to call our customer up, have them wire the payment, cancel the AMEX transaction.

This is a case of #fail . Bad process initiated #fail . An unforced #fail . It is not pleasant to experience. That someone thought that this was a legitimate way to conduct their business?


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